FFMS Business Capital

Flat Fee Merchant Services offers Cash Advance Services.

A Merchant Cash Advance Is Easy Business Capital
Flat Fee Merchant Services envisions a world in which businesses like yours gain quick access to merchant funding without compromising their long term business success. That’s why we created the FFMS Business Capital program. Whether you’re adding to your inventory, purchasing a new piece of equipment, dealing with an emergency, or need to fund growth – Flat Fee Merchant Services is here to help. We provide a fast, accurate, proven method for businesses to gain up to $1,000,000 in working capital at fair and affordable rates.
Many merchants find it difficult to get merchant funding through traditional loans for a number of reasons. According to the Small Business Association, “inadequate or ill-timed financing is a major reason for small business failure.” The objective of our business capital program is to provide the working capital necessary for our customers to manage their business cycles and provide them with carefully timed merchant funding to assure their continued growth.
Every small business needs access to working capital. FFMS offers easy access to business capital (also called Cash Advance).
• Do you own a business?
• Do you process at least $2,000 in monthly credit sales?
• You could get working capital from FFMS in as few as three days

If you’ve been rejected for a small business loan, this business capital product may be perfect!
We understand that many retail and hospitality businesses find it difficult to acquire working capital through traditional loans because they lack collateral. That’s why we provide valuable working capital to businesses with a working capital product that is tailored to individual business needs. Our goal is to put money in your hands without the hassles of a traditional small business loan.

Qualifying for a Standard Merchant Cash Advance
We’ve made applying for our program as straightforward as possible, and do not depend on high credit scores for approval. Before applying for our program, check the following list of requirements to make sure your business qualifies.

• You must have at least $2,000 a month in total revenue from your customers for at least 60 days.
• You must be current with your landlord.
• You must have at least 12 months left on your lease if you are renting your business location.
• You cannot have any open bankruptcies in the last 12 months

Criteria Required for pre-approval:
1. Fill out Pre-Approval Application
2. Have a minimum of four recent bank statements ready to submit along with pre-approval application

Once approved, criteria to keep in mind:
1. Average required payback is 4 to 8 months
2. Repayment of the loan is a daily ACH remittance.
3. Payments history is reported to all 3 credit bureaus.